Guaranteed Security

Security Deposit Scheme

100% capital protection • Assured returns • Ideal for risk-averse investors

Assured Returns

9.00% p.a.

For General Citizens | Senior Citizens get 9.50% p.a. (additional 0.50%)
Minimum Deposit: ₹10,000 | Maximum: No Limit

Interest Rates

Tenure based Interest Rates

6 months

6.50%

9 months

7.00%

12 months (1 year)

7.50%

18 months

8.00%

24 months (2 years)

9.00% (General)
9.50% (Senior)

36 months (3 years)

8.75%

48 months (4 years)

8.50%

60 months (5 years)

8.25%

Why Choose Security Deposit

Key Features

100% Capital Protection

Your principal amount is fully secure with guaranteed returns on maturity.

Assured Returns

Fixed interest rates with no market fluctuations. Know your exact returns upfront.

Flexible Tenures

Choose from multiple tenure options ranging from 6 months to 5 years.

Loan Against Deposit

Avail loan up to 85% of your deposit amount without breaking the scheme.

Benefits

Higher interest rate than regular savings account
No TDS for deposits up to ₹40,000 per year
Automatic renewal facility available
Premature withdrawal allowed with nominal penalty
Special rates for senior citizens

Eligibility

Indian residents (individuals)
Hindu Undivided Families (HUF)
Minors (through natural guardian)
Senior citizens (60+ years) get 0.50% extra
Trusts, Associations, and Clubs

Documents Required

PAN Card (mandatory)
Address Proof (Aadhaar / Voter ID / Passport)
Recent Passport size photograph (2 copies)
Filled application form
Age proof (for senior citizen benefits)

Plan Your Returns

Security Deposit Calculator

Deposit Amount (₹)

Tenure (months)

Senior Citizen? (60+ years)

Interest Payout Type

Maturity Amount

₹ 0

Interest Earned: ₹ 0

Secure Your Savings Today!

Open a Security Deposit account and enjoy guaranteed returns up to 9%* (9.50%* for senior citizens)

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