PROPERTY FINANCING

Unlock Property Value Through
Mortgage Loans

Pragathi Cooperative Society provides mortgage loans that help you leverage your property assets for personal and business financial needs.

Higher Loan Value Flexible Terms Quick Approval
Apply Now →
Mortgage Loan

Key Features

🏠 Higher Loan Amounts

Get financing based on property value up to ₹50 lakhs.

📅 Flexible Repayment

Convenient repayment tenure options from 5 to 15 years.

📄 Minimal Documentation

Faster approvals with fewer documents and quick processing.

🔒 Secure Property Financing

Retain ownership while accessing funds for your needs.

Eligibility Criteria

  • Age between 21–65 years
  • Property should be legally clear and marketable
  • Property should be located within our operational area
  • Stable income source with repayment capacity
  • Good credit history and repayment track record (CIBIL 700+)

Required Documents

  • Completed loan application form
  • Identity proof (Aadhaar Card, PAN Card, Voter ID)
  • Address proof (Utility bills, Rental agreement)
  • Income proof (Salary slips, IT returns, Business financials)
  • Property documents (Sale deed, Title deed, Tax receipts)
  • Property valuation report
  • Legal opinion on property
  • Encumbrance certificate
  • Photographs of the property and applicant

Unlock The Value Of Your Property

Get flexible financing with mortgage loans at competitive rates.

Apply For Mortgage Loan →