Save Regularly, Grow Steadily

Recurring Deposit Scheme

Start with just ₹500/month • Build wealth with discipline • Attractive interest rates

Best in Class Returns

8.50% p.a.

For General Citizens | Senior Citizens get 9.00% p.a. (additional 0.50%)
Minimum Monthly Deposit: ₹500 | Maximum: No Limit

Interest Rates

Tenure based Interest Rates

6 months

6.00%

9 months

6.50%

12 months (1 year)

7.00%

18 months

7.50%

24 months (2 years)

8.50% (General)
9.00% (Senior)

36 months (3 years)

8.25%

48 months (4 years)

8.00%

60 months (5 years)

7.75%

Why Choose Recurring Deposit

Key Features

Low Monthly Investment

Start saving with just ₹500 per month. Ideal for salaried individuals and small savers.

Competitive Returns

Earn interest rates up to 8.50% (9.00% for senior citizens) on your disciplined savings.

Flexible Tenures

Choose from 6 months to 5 years as per your financial goals and convenience.

Loan Against RD

Avail loan up to 85% of your accumulated RD balance without breaking the deposit.

Benefits

Build a substantial corpus with small monthly savings
Higher interest rate than regular savings account
Premature withdrawal allowed with nominal penalty
Auto-debit facility available
Special rates for senior citizens

Eligibility

Indian residents (individuals)
Hindu Undivided Families (HUF)
Minors (through natural guardian)
Senior citizens (60+ years) get 0.50% extra
Trusts, Associations, and Clubs

Documents Required

PAN Card (mandatory)
Address Proof (Aadhaar / Voter ID / Passport)
Recent Passport size photograph (2 copies)
Filled application form
Age proof (for senior citizen benefits)

Plan Your Savings

RD Calculator

Monthly Deposit Amount (₹)

Tenure (months)

Senior Citizen? (60+ years)

Total Investment + Interest

₹ 0

Total Deposited: ₹ 0

Interest Earned: ₹ 0

Start Your Recurring Deposit Today!

Save as low as ₹500 per month and watch your money grow with attractive interest rates up to 8.50%*

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