Group Lending

Empowering Communities Through
Group Loans

Pragathi Cooperative Society provides affordable group loans that support communities, self-help groups, and small businesses to grow together.

Low Interest Flexible Repayment Community Support
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Group Loan

Key Features

💰 Affordable Financing

Loans designed for collective growth with competitive interest rates.

🤝 Shared Responsibility

Group-based repayment model that builds trust and accountability.

📅 Flexible Tenure

Easy repayment periods ranging from 6 months to 5 years.

📈 Higher Growth

Increase loan eligibility with good repayment history.

Eligibility Criteria

  • Woman Group should be registered and operational for at least 6 months
  • Group should have 5-20 women members
  • Regular savings and internal lending practices
  • Proper maintenance of group records and accounts
  • All members should be between 21 to 60 years of age
  • Group should have a clear business plan or income-generating activity

Required Documents

  • Completed loan application form
  • SHG registration certificate
  • Group resolution for availing loan
  • Group savings and lending records
  • Identity and address proof of all members
  • Photographs of all group members
  • Bank account details of the group
  • Business plan or proposal for the loan utilization

Grow Together With Pragathi

Empowering communities through accessible financing.

Apply For Group Loan →